CeMAP Training | CeMAP Level 1, 2, And 3 Training in Chester

CeMAP Level 1, 2 and 3 Course Outline

CeMAP Level 1: Financial Regulations

Unit 1: Introduction to Financial Services Environment and Products

Module 1: Introducing the Industry, Regulations and Economics

• Introducing the Financial Services Industry
• Economic Policy and Financial Regulation

Module 2: Tax, HMRC and Benefits

• Taxation I
• Taxation II
• State Benefits and HMRC Tax Credits

Module 3: Investment

• Direct Investments - Cash and Fixed Interest Securities
• Other Direct Investments
• Collective Investments

Module 4: Products, Wrappers and Pensions

• Tax Wrappers
• Pensions

Module 5: Insurance and Assurance

• Life Assurance
• Health and General Insurance

Unit 2: Financial Services and Regulation

Module 6: Lending Types

• Secured and Unsecured Lending
  • Secure Lending
  • Repayment Mortgage
  • Flexible Mortgage
  • Commercial Loans
  • Unsecured Borrowing

Module 7: Customers, Concepts and Advising

• Customer Needs
• Main Advice Areas
• Legal Concepts

Module 8: Regulations, Regulatory Entities and Supervision

• FCA's Aim and Activities
• Regulating Firms and Individuals
• Prudential Supervision
• Conduct of Business Requirements I
• Conduct of Business Requirements II
• Consumer Credit
• Anti-Money Laundering
• Other Regulations Affecting the Advice Process
• Consumer Rights, Complaints and Compensation

CeMAP Level 2: Mortgages

Unit 3: Mortgage Law, Policy, Practice and Markets

Module 1: Introductions to Mortgages, Types of Repayment and Clients

• Role of Mortgage Adviser
• Property and Mortgage Markets
• Types of Borrowers
• Schemes for Borrowers
• Mortgage Repayment Methods
• Other Mortgage Products
• Repayment Vehicles

Unit 4: Mortgage Applications

Module 2: Property Process and Regulations

• Mortgage Regulations
• Principles of Mortgage and Property Law
• Practical Aspects of Property and Mortgage Law
• Overview on Buying a Property
• Legal Aspects of Property Purchase

Module 3: Assessment of Suitability: Regulation and the Buying Process

• Financial Status
• Borrower's Credit Status
• Suitability and Eligibility

Module 4: Lending and Property

• Assessing the Property
• Valuations and Surveys 
• Factors Affecting Lending Decision

Unit 5: Mortgage Payment Methods and Products

Module 5: Financial Planning, Protection and Advice

• Financial Protection and Planning
• Types of Financial Protection II
• Pure Protection
• Raising Additional Funds from Property

Unit 6: Mortgage Arrears and Post Completion Issues

Module 6: Post Mortgage Care

• Mortgage Transfer
• Arrears and Debt Management
• Lenders' Legal Rights and Remedies

CeMAP Level 3: Assessment of Mortgage Advice Knowledge

Unit 7: ASSM

• Case Studies

Who Should Attend this CeMAP Level 1, 2 and 3 Course?

The CeMAP Training Course Level 1, 2 and 3 is designed for individuals pursuing a career as a Mortgage Adviser or looking to enhance their knowledge of mortgage advice and practices. This Certificate in Mortgage Advice & Practice (CeMAP)  can be beneficial for a wide range of professionals, including:

• Aspiring Mortgage Advisers
• Bankers
• Financial Advisers
• Insurance Brokers
• Accountants
• Mortgage Underwriters
• Financial Planners

Prerequisites for the CeMAP Level 1, 2 and 3 Course

There are no formal prerequisites to attend this CeMAP Course Level 1, 2 and 3 Course. However, a basic understanding of Financial Markets can be beneficial for the delegates.

CeMAP Level 1, 2 and 3 Course Overview

The  Certificate in Mortgage Advice and Practice (CeMAP) is designed to equip professionals with advanced knowledge and skills to excel in the mortgage advisory field within the modern financial landscape.

Proficiency in this CeMAP Training is vital for individuals aspiring to become Mortgage Advisers, Brokers, or Lenders. It enables professionals to navigate through the mortgage life cycle and intricate mortgage processes.

This intensive 3-Day CeMAP Course, offered by The Knowledge Academy, provides interactive sessions and practical exercises to delegates who aim to earn a certificate in mortgage advice and practice.

CeMAP Level 1, 2 and 3 Course Objectives

• To understand the key principles and concepts of mortgage advice and practice
• To familiarise delegates with the CeMAP Level 1, 2 and 3 syllabi and examination format
• To equip delegates with the knowledge and skills required to provide competent mortgage advice
• To ensure compliance with regulatory requirements and ethical standards in Mortgage adviser roles
• To enhance delegates' confidence in handling various mortgage scenarios and client interactions

After completing this Certificate in Mortgage Advice and Practice (CeMAP) Level 1, 2, and 3, delegates receive a certification that enhances credibility, employability, and confidence in tackling mortgage interview questions within the financial services sector.

What You Will Learn in this CeMAP 1, CeMAP 2 & CeMAP 3 Course? 

The CeMAP 1, 2, and 3 Course provides a solid understanding of UK financial regulation, mortgage law, and advisory practice. Interactive learning and case studies prepare delegates to deliver confident, professional mortgage advice.  

1) CeMAP 1 – UK Financial Regulation 

Gain a solid foundation in financial services, covering the UK regulatory framework, ethics, and key legislation. Learn how to ensure compliance while providing responsible and client-focused mortgage advice. 

2) CeMAP 2 – Mortgage Products and Policies 

Understand different types of mortgage products, repayment methods, and lending criteria. Explore borrower needs, affordability assessments, and how to match suitable products to client circumstances. 

3) CeMAP 3 – Assessment of Mortgage Advice 

Apply your knowledge to realistic advisory scenarios and case studies. Develop the skills to evaluate client situations, recommend appropriate solutions, and demonstrate competence as a qualified mortgage adviser. 

CeMAP Job Opportunities and Salary Growth

There is a career path enabled by completing CeMAP Levels 1, 2, and 3 and acquiring a Certificate in Mortgage Advice & Practice. Let us see how delegates can progress from entry-level roles to senior adviser or business ownership positions within the mortgage and finance industry.

• Trainee Mortgage Adviser: Begin your career at a bank or brokerage with foundational CeMAP knowledge.
• Mortgage Adviser (1–3 Years): Advise clients on mortgage products and gain practical experience.
• Senior Adviser (3–5 Years): Manage complex cases, supervise junior staff, and expand your expertise.
• Independent Adviser / Business Owner (5+ Years): Operate independently or start your own firm for greater flexibility and earnings.
• Other Finance Roles (Varies): Transition into broader financial consulting or related advisory fields.

What’s Included in this CeMAP Level 1, 2 and 3 Course?

• World-Class Training Sessions from Experienced Instructors
• CeMAP Level 1, 2 and 3 Certificate
• Digital Delegate Pack