Distressed Debt And Non-Performing Loans Training in Oxford

Debt and Non-Performing Loans Training Course Outline

Module 1: Introduction to Distressed Debt

• Definition and Key Features
• Causes of Loan Distress
• Stakeholders and Market Dynamics
• Performing vs Non-Performing Loans
• Economic and Regulatory Drivers

Module 2: Regulatory and Reporting Frameworks

• Loan Impairment Classifications
• Basel and Prudential Guidelines
• IFRS and Local Standards
• Supervisory Oversight Requirements
• Capital Impact of NPLs

Module 3: Risk Assessment and Early Indicators

• Assessing Borrower Risk
• Identifying Warning Signs
• Covenant and Collateral Issues
• Sector and Regional Exposure
• Internal Risk Scoring Models

Module 4: Valuation of Distressed Assets

• Fair Value Determination
• Discounted Cash Flow Methods
• Recovery and Provision Estimation
• Legal Recovery Factors
• Illiquidity and Pricing Gaps

Module 5: Restructuring and Workout Options

• Out-of-Court Resolutions
• Loan Modifications and Forbearance
• Debt Swaps and Asset Transfers
• Insolvency Process Considerations
• Balancing Recovery and Viability

Module 6: Portfolio and Resolution Strategy

• Prioritising Loan Portfolios
• Disposal and Exit Planning
• Role of Asset Managers
• Use of Bad Banks
• Monitoring Recovery Outcomes

Module 7: Investing in Distressed Debt

• Investment Strategy Overview
• Secondary Market Opportunities
• Legal and Reputational Risks
• Pricing and Valuation Tactics
• Key Market Participants

Who Should Attend This Distressed Debt and Non-Performing Loans Training Course?

This training course is ideal for professionals involved in credit risk, asset recovery, regulatory compliance, and financial restructuring. It is particularly suited for those managing or advising on distressed assets, loan workouts, and non-performing exposures. It is particularly beneficial for:

• Credit Risk Manager
• Non-Performing Loans Analyst
• Loan Workout Specialist
• Distressed Debt Investment Analyst
• Regulatory Compliance Officer
• Recovery and Restructuring Manager
• Portfolio Manager – Special Situations

Prerequisites of Distressed Debt and Non-Performing Loans Training Course

There are no formal prerequisites to attend this Distressed Debt and Non-Performing Loans Training Course.

Distressed Debt and Non-Performing Loans Training Course Overview

Distressed debt and non-performing loans (NPLs) refer to credit exposures that are significantly impaired or in default, often requiring active restructuring or recovery strategies. These assets pose financial, operational, and reputational risks to lenders, investors, and financial systems. For organisations, this training enhances credit risk management, regulatory compliance, and asset recovery efficiency. For individuals, it develops critical skills in valuation, restructuring, legal analysis, and resolution planning. Career-wise, it opens opportunities in credit risk, special situations investment, loan restructuring, and distressed asset management roles.

In this course, Delegates will gain a comprehensive understanding of how to identify, assess, and manage distressed debt and non-performing loans (NPLs) in banking and investment contexts. The course will cover the regulatory classification of impaired assets, credit risk indicators, valuation techniques, and resolution strategies including restructuring, asset transfers, and disposal planning. Delegates will also explore governance issues, ethical considerations, and market opportunities related to distressed debt investing, preparing them to make informed, compliant, and strategic decisions in complex credit environments.

Course Objectives

• To understand the nature and drivers of distressed financial assets
• To assess non-performing loans using credit risk frameworks and data
• To analyse regulatory standards and impairment reporting requirements
• To evaluate asset valuation and provisioning techniques for NPLs
• To explore options for restructuring and resolution of impaired debt
• To monitor loan portfolios and manage recovery performance indicators

After attending this training, delegates will be able to confidently assess and respond to distressed debt and NPL exposures within their organisations. They will have the knowledge to interpret regulatory standards, conduct valuation and risk assessments, and recommend appropriate restructuring or resolution strategies.

What’s included in this Distressed Debt and Non-Performing Loans Training Course?

• World-Class Training Sessions from Experienced Instructors
• Distressed Debt and Non-Performing Loans Training Certificate
• Digital Delegate Pack